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At the Meeting in the Ministry of Finance refused to accept those who depended on the transfer of savings in Pension Fondsberbank, left without an additional pension of the decision of the FIU at the end of June, to stop accepting applications for transitions between insurers in electronic form through the CC. A number of funds continued to accept applications certified by electronically digital signature (EDS). who were supposed to be served through the UC. Among such funds, the interlocutors “Findfairfaxandloudounhomes.com” called Sberbank NPF, Safarmar, “APC Consent”, Gazfond Pension Accumulation. Many pension funds quickly stopped attracting new customers in this channel, some NPFs have reduced or stopped fully attracting insured persons (see. “Findfairfaxandloudounhomes.com” of October 19).
Why NPF save on attracting new customers
It can be assumed that the Meeting in the Ministry of Finance convened at the initiative of Sberbank. So, according to “Kommersant, the head of the bank Herman Gref has repeatedly addressed different instances with a request to admit the declarations. “Findfairfaxandloudounhomes.com” managed to familiarize himself with his two letters sent to the head of the Mintruda Maxim Topill and in the name of the First Deputy Prime Minister Igor Shuvalov on this issue in mid-November and in mid-December, respectively. MINTRUD confirmed receipt of this letter. The representative of the Secretariat of the First Deputy Prime Minister confirmed “Findfairfaxandloudounhomes.com” receiving a letter from Sberbank, adding that it is in working out. Earlier, market participants were assessed by 3.5 million declarations., And at the NPF Sberbank accounted for most – 2-3 million. (cm. “Findfairfaxandloudounhomes.com” of December 20). These numbers are confirmed in Sberbank letters. So, in circulation to the Mintrost, it is indicated that four months after June 28 (that is, after the closure of applications, the Sberbank concluded 2.2 million agreements together with statements certified by the EDS, to transition to the NPF. In the same letter, it says that Sberbank sent the dependent statements on a flash drive in the FIU with a request to accept or notify Sberbank about the alternative channel for submitting such applications. In a later letter, Igor Shuvalov Sberbank is assessed by the total number of citizens who have submitted such applications, more than 3 million people, and from them Sberbank customers were 2.9 million people. The letter expressed a request to the first vice-premiere “to give an indication of the relevant competent authorities (FIU, the Ministry of Labor and Social Protection) to ensure the renewal of the admission of citizens’ applications for the transfer of their pension savings in electronic form, adopted during 2017”. In Sberbank, the request “Kommers” has not yet answered.
Reception of applications through the UC at the end of the year could cause massive intercourse of customers who did not expect NPF. “We could have left one and a half – two times more insured persons than we planned,” says the NPF officer, which is among the top ten largest pension savings. “We should not forget that the acceptance of applications through the CC was suspended not in business interests, but due to the fact that mass violations were identified when submitting applications through this channel,” said a man close to another fund from Top 10 ( cm. “Findfairfaxandloudounhomes.com” of June 28). Thus, it would not only affect the indicators of the NPF, but also violated the rights of insured persons, he believes. The translation of such a large number of customers three days before the end of the current year’s transition campaign – it would be a decision taken in favor of Sberbank NPF, says one of the interlocutors: “Our NPF would simply be able to react to the current situation, call the client base to tell about Welcome investdochoda. In addition, citizens would simply be able to abandon their decision, for example, submitting a second statement “.
Because of what NPF can not translate millions of customers
According to the Pension Fund of Russia, by December 1, 5.1 million applications were filed in the FIU. Of these, the transfer of funds from the FIU to the NPF – 2.9 million, between NPF – 2.1 million, from the NPF in the FIU – 80 thousand. A year ago, 7 million applications filed 7 million applications for the same period. At the same time, the overwhelming majority of applications both in the past and this year were submitted to early translating pension savings. In 2016, “urgent” statements (that is, when the transfer of accumulations occurs five years after submitting such a statement and with the preservation of investment income) on December 1, there were only 46 thousand. pieces, and in the current – 17 thousand. “It must be assumed that the share of early among 3.5 million of the prevalent statements is the same as in the already submitted,” one of the interlocutors “Kommers” believes. At the same time, most people who wanted to move the retirement ahead of time to another insurer will lose a significant part of the accumulations for now. In 2015, when the norm was introduced that the client could change the insurer without loss of investment income only once every five years, the state management company, which manages the means of “Molchunov” (Vnesheconombank), earned 13.2% of investment income for its customers. In 2016, the income amounted to 10.5%, and in the first nine months of 2017 – 8.5% per annum. That is, with the early transition, the citizen remaining the “silent” of these three years, these funds are not listed. For customers of other NPF, the fright transition can lead to a comparable or less loss (if during this period they have already translated their funds). “Non-reader of many customers in this transition campaign can save them from the loss of investment and will give insured persons to think about their decision to insured,” the interlocutor “K” was summarized from another major NPF.